Diwali is among the biggest and also the most generally celebrated festivals of India. It is a festival that is celebrated with lights, sweets, gifts, crackers and merriment. The festival is a week-long affair where every day includes a special significance.

Dhanteras, Choti Diwali, Diwali, Bhai Dooj each one of these days are celebrated with family and shut friends. There is merriment, fun, food and celebration all around.

However, we face few risks of our health and property which can't be avoided in this fun-filled festival but surely could be reduced or controlled if we all put in our efforts individually. Let's understand all of them and measures you can go ahead and take reduce these risks.

  • Air Pollution

The quality of air worsens over Diwali as crackers are burst. Actually, States in north India report really low visibility due to smog created by high polluting of the environment levels during after Diwali.However, Diwali isn't just accountable for the reduced air quality alone but you will find multiple reasons like agricultural stubble burning in Punjab, vehicle emissions, coal-fired power plants, etc. However, because the air quality dips around Diwali, it's been traditionally been blamed for the same.

What you can do to assist?

Well, there are multiple stuff that can be achieved in an individual level and when everyone contributes their small amount, the general quality of air will certainly improve:

1. No Smoking: Yes, it pollutes the air around as well as your lungs with NO benefit whatsoever. So, yes reducing tobacco consumption could be of significant help to the society as well as your family and yourself.

2. Walk: If the distance isn't too much rather than taking your vehicle out. It will help in bettering the air quality with lesser vehicle emissions and enhance your overall health and reduce petrol bills as well!

3. Plant trees within your house and surroundings!

  • Noise Pollution

The loud crackers also create environmental noise and lead to mental anxieties and neurological disorders among individuals.

What can you do in order to help?

1. Reduce using machines which will make a lot of noise like the mixer-grinder, juicer, etc.

2. Don't burst crackers! Though it might be a tradition, there is no benefit in burning them. Stay with diyas or candles to brighten your Diwali!

  • Fire and burns

Crackers and diyas, that are a staple of Diwali, have fire hazards. They pose a threat of causing fire to your house, vehicles and other possessions. Similarly, your body is also subjected to our prime chance of burns associated with bursting crackers.

What are you able to do in order to help?

1. Stick to diyas rather than crackers this Diwali

2. Do not wear silk or synthetic clothes which lighting the diyas. Stay with cotton clothes because they are lesser prone to getting burnt.

  • Increased road accidents

Accidental cases may also increase during Diwali either because of crackers or air pollution levels which cause low visibility resulting in road accidents.

What are you able to do in order to help?

1. No drunk driving under any circumstance!

2. Avoid travelling during the evenings when the visibility is low

These small steps will certainly bring about a healthier environment in the long run!

Lower your risks during Diwali and increase the Enjoyment!

These risks are very common and relevant to your Diwali celebrations. You don't have to reduce your festive spirit. After all, what is Diwali otherwise mirth and happiness? What you might do instead is be careful against them.

It's also good to protect yourself your loved ones member and your hard-earned assets with the following cover/insurance.

  1. Buy insurance – Insurance plans easily fit in perfectly if you want to observe precautions during Diwali. Though you usually takes other necessary precautions, accidents are uncertain and can happen even after observing the stringent of safety rules. If you have insurance coverage covering the expected contingencies, you, a minimum of, don't suffer from a financial strain. Here's how different insurance coverage assist you in making your Diwali safe –
  • Health insurance – health insurance plans look after your medical bills if, God forbid, you need to do face health issues during Diwali. The plans cover burns, respiratory ailments, etc. that are associated with Diwali. There is also coverage for ambulance costs incurred in taking you to definitely the hospital. Moreover, there are Dengue specific plans to cover dengue and its related costs.

 

  • Motor insurance – your vehicle is vulnerable to catching fire or causing accidents during Diwali. You should, therefore, buy a comprehensive car insurance policy policy. The insurance policy would cover any 3rd party liability if poor visibility injures any individual or damages someone's property. Moreover, if your vehicle catches fire and is damaged, the insurance policy would purchase the financial loss a person suffers.

 

  • Home insurance – property insurance plans assist in protecting the financial loss suffered in case your home or its contents are damaged by fire or related perils. In India, the penetration of property insurance is quite low. However, the insurance policy supplies a wide scope of coverage at low premium costs. Since the possibility of fire is high, your home and it is contents face a threat. If you purchase a house insurance policy you are able to secure your house and its contents in the financial loss which may incur if there is a fire.

Taking the best measures with the protection of insurance coverage will definitely help make your Diwali safe, filled with happiness, joy along with a memorable festival with the family and friends.

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